Good to know
  • Launch price: all 3 books $49 (was $90) · ends in —
  • S&P 500 −57% from its Oct 9, 2007 peak to the Mar 9, 2009 low Source: S&P Dow Jones Indices
  • Then it recovered: the S&P 500 closed above its 2007 peak again on Mar 28, 2013 Source: S&P Dow Jones Indices
  • After Nov 5, 2026: $30 per book, $90 for all 3
  • Early 2020: −34% in just 23 trading days, Feb 19 to Mar 23 Source: S&P Dow Jones Indices
  • Instant PDF download · large print · read on any screen or print it
  • No stock picks. No predictions. Just a calm plan.

The Calm Investor Series · 3 guides

A steady plan for your retirement money — whatever the market does next.

Three short, large-print guides in plain English for anyone with a 401(k), IRA or brokerage account. Calm, step by step, with real numbers and no hype.

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Why a plan comes first

Storms pass. Selling in a panic is what does the damage.

Nobody can tell you when the next drop comes. Including us. But history shows big falls do happen, they move fast, and markets have recovered before:

2007 – 2009−57%S&P 500, peak (Oct 9, 2007) to low (Mar 9, 2009)Source: S&P Dow Jones Indices, price index
Early 2020−34%S&P 500 fall in just 23 trading days, Feb 19 to Mar 23, 2020Source: S&P Dow Jones Indices, price index
2022−25%S&P 500, Jan 3 to Oct 12, 2022, in a year bonds also fellSource: S&P Dow Jones Indices, price index
And after the stormMar 28, 2013the S&P 500 closed above its 2007 peak again — for those who could waitSource: S&P Dow Jones Indices, price index

What one forced sale can cost

Say you need $40,000 from your account this year to live on, and stocks have just fallen 30%. If you have to sell at the bottom, you use up far more of your pre-crash stock value to raise the same $40,000. Book 1 shows how to set things up so you don’t have to.

$40,000 ÷ 0.70 = $57,143of pre-crash value used up to raise $40,000

Illustrative example only, not a forecast or a recommendation. The worked example uses round, made-up numbers to show the math; it ignores taxes, fees and changes in prices. The historical drops are the S&P 500 price index, peak to low, rounded; past results do not predict future returns.

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Inside the set

Three guides for the money you’ve already saved.

Short chapters. Real numbers. Read each one in an evening, then keep it by your side for the next time the headlines get loud.

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Book 1 · Protect

Crash-Proof Your Retirement

The plan for the next market crash.

  • A simple “bucket” plan so bills get paid even when the market falls
  • A crash-day checklist: what to do, and what not to touch
  • A calm 90-day plan for after the drop
Cover of Get Paid Every Month

Book 2 · Earn

Get Paid Every Month

The dividend paycheck plan for retirees.

  • How to line up payouts so money arrives all 12 months
  • How yields work, and the high-yield traps to avoid
  • Tax basics and a fill-in worksheet for your own numbers
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Book 3 · Look ahead

AI Without the Hype

Don’t miss it, don’t lose it: a retiree’s guide to the AI boom.

  • What the AI boom is, in plain words, and where it already sits in your funds
  • How to check if you are too heavy, or too light, in one theme
  • Lessons from past booms, so the hype doesn’t make your choices

The complete set · best value

All 3 books $90$49

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  • Crash-Proof Your Retirement: the plan for the next market crash
  • Get Paid Every Month: the dividend paycheck plan
  • AI Without the Hype: a calm guide to the AI boom
  • Instant PDF download, print-friendly, big easy type
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Questions

Before you buy

How do I get the books?

Right after you pay, you get a download link on screen and by email. Each book is a PDF. It opens on any phone, tablet or computer, and it prints well.

Do you recommend stocks?

No. These guides do not name stocks to buy or sell and make no predictions. They explain how things work, in plain English, with worked examples, so you can make your own decisions or have a better talk with a licensed professional.

Can I buy just one?

Yes. Each book is $21 on its own. If you want all three, the bundle is $49 and saves you $41.

Educational only. These guides are not investment, financial, legal or tax advice, and they contain no stock picks or recommendations. All examples and numbers are illustrative and rounded. Investing involves risk, including loss of money, and past performance does not predict future results. Talk to a licensed professional about your own situation. No result is guaranteed.

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